Are there penalties if I pay back my Ledn loan before the end of the 12-month term? January 23, 2023 20:15 Updated No, we do not charge any prepayment penalties. Related articles What happens if I don't have enough balance to Auto Top-up? In which countries is the Bitcoin Mortgage available? How can I repay my loan? When are payments due? How does Ledn generate the interest it pays in the Savings Accounts?