Can I pay back my Ledn Loan before the end of the 12-month term? January 23, 2023 19:56 Updated Yes. You can repay the loan before the maturity date without any penalties. Related articles Can I repay my Ledn Loan using collateral? How can I repay my loan? What is Loan-to-Value (LTV) ratio of a Ledn Loan? What is a Loan Top-Up? What is the interest rate on a Ledn Loan?