There are many advantages to using a Dollar Loan instead of selling your BTC or ETH to receive fiat money or USDC. You get to keep your collateral, as you are not selling it, but rather using it as collateral for a loan, which could be disbursed to you as quickly as 1 or 2 business days. In many jurisdictions, borrowing against your digital assets is not considered a taxable event, while selling them would be taxable. Some jurisdictions also consider the interest payments to be tax deductible depending on the purpose of the loan. This helps many clients gain liquidity on their digital assets in a tax efficient manner. Please note this varies by jurisdiction, and clients should consult a tax professional before taking a Dollar Loan for tax purposes.