B2X

B2X is a loan product that enables clients to double their Bitcoin holdings. It provides a loan that is automatically used to purchase additional BTC, using both the original and newly acquired Bitcoin as collateral for the loan.

You only need a minimum of $500 USD worth of BTC in your BTC Transaction account when applying for a B2X Loan.

Mechanics:

• BTC Collateral: If you have a balance in your BTC Transaction account, the B2X service provides you with a loan which is automatically used to buy more BTC.
• Double Your Holdings: Ledn uses the loan proceeds to purchase an equal amount of BTC, effectively doubling your position.
• Loan Principal is always contracted in USD. 
• Loan Term: 12-month loan term.

Interest Rates Admin Fees & Terms:

• Interest Calculation: Interest accrues on a daily basis and is not due until you close the loan.
• Admin Fees: There may be a 2% administrative charge at Loan origination. 
• Collateral management: B2X loans are currently only available with Standard Loan collateral treatment. 
• Flexible Repayment: Repay at any time within the 12-month term using BTC, USDC, or via wire transfer.

B2X is ideal for clients looking to increase their BTC exposure accessing a loan to buy more Bitcoin. 

To open a B2X Loan:

1. Log into Your Ledn Account: Ensure your BTC Transaction Account has a balance.
2. Use the B2X Calculator: Enter the amount of BTC you wish to double. The platform will display loan details.
3. Confirm and Place Order: Follow prompts to your loan request, add your TOTP Code to confirm the transaction and you will receive an email with further instructions.

B2X Loans are available in several regions but come with specific restrictions:

Unavailable In:

• United States and Canada
• Certain Countries: You can check availability in your location by visiting our eligibility page here.