Auto Top-Up is a simpler and more intuitive way to manage your loans health. It monitors your loan LTV 24/7 and automatically rebalances your collateral helping protect you against market volatility.
Features
Portfolio-Level Protection: Enable Auto Top-Up at the portfolio level in your settings to automatically cover every eligible loan you hold and every new loan you open. You can still disable Auto Top-Up on individual loans even when portfolio-level protection is enabled.
Per-Loan Control: Prefer a more hands-on approach? You can enable or disable Auto Top-Up on individual loans instead.
Automatic Adjustments: When any enabled loan's Loan-to-Value (LTV) reaches 70%, funds from your BTC Transaction Account are automatically added to that loan's collateral wallet to bring its LTV back to 68%.
Smart Rebalancing: If market volatility affects more than one loan at the same time, Auto Top-Up will automatically prioritize and rebalance loans based on their risk level.
How to Enable: You can toggle Auto Top-Up at the portfolio level in your settings, or on a per-loan basis in your individual loan settings.
If your BTC Transaction Account does not hold enough balance to restore your loan's LTV to 68%, the system will use any available BTC to top up your loan's collateral.
If there is no available BTC balance in your Transaction Account, you will receive an email notification informing you that the Auto Top-Up could not be completed due to insufficient funds.
We recommend periodically checking your Auto Top-Up status and ensuring your BTC Transaction Account is appropriately funded, especially during periods of market volatility.
In that case, you will need to perform a manual top-up.