Volatility Insulation is the name for the set of features that work together to protect your loan from bitcoin's price swings. Instead of a single safety net, it combines three layers of protection: flexible control to manage your loan manually, real-time visibility into your risk, and automated protection that acts before you have to.
Here's how it works:
Layer 1: Flexible Control
Instantly top up your loan from your Transaction Account, or repay in full or in part, whenever you want, with no penalties, hidden fees, or lock-up constraints.
Learn more: What is a Loan Top-Up?
Layer 2: Real-Time Visibility
Your LTV history chart, Performance Card, and Early Risk Alerts at 70% and 75% give you clear visibility into your loan's health, so you can act.
Learn more: What happens if the value of your collateral significantly decreases?
Layer 3: Automated Protection
Auto Top-Up monitors your loan 24/7 and moves BTC from your Transaction Account the moment your LTV touches 70%, no chart-watching required, so a drop in the price of BTC doesn't turn into a forced sale, as long as you have enough BTC available in your Transaction Account.
Learn more: What is Auto Top-Up and how does it work?
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