USDT and USDC Growth Accounts form part of how we fund our bitcoin-backed loans. Therefore, interest in these accounts is generated through internal loan funding and not through 3rd party institutional lending. Keeping these accounts online does not affect our commitment to pause 3rd party institutional lending and instead, helps us enhance our core, bitcoin-backed loan product. Please note that there are regional restrictions on where we can offer USDT / USDC Growth Accounts, so these jurisdictional restrictions continue to apply.