Yes, withdrawal limits apply to external withdrawals from your Transaction Account. They do not apply to internal transfers. Ledn has default withdrawal amounts per asset, and you can also customize your daily and monthly limits for additional control over your account security.
Default Withdrawal limits for each asset type:
100 BTC every 7 days
1,000,000 USDC, USDT, USAT, or XAUT every 7 days
Minimum Withdrawal Amounts
- BTC: 0.0005 BTC
- USDC/USAT/USDT: 10
- XAUT: 0.002 XAUt
Customizing Withdrawal Limits
You can set custom daily and monthly withdrawal limits for each currency you hold.. These limits are denominated in USD and apply to outbound withdrawals to external addresses. Transfers between your own Ledn accounts and loan disbursements do not count against your limits.
To set up personal withdrawal limits:
- Sign in and go to Settings → Withdrawal Limits.
- Select the currency you want to set limits for.
- Enter a daily limit and a monthly limit in USD. The daily limit must be less than or equal to the monthly limit.
- Save your changes. Limits that are lower than your current limits take effect immediately. Limits that are higher than your current limits are pending for 3 days before taking effect.
To remove a personal withdrawal limit, tap Remove. The removal is pending for 3 days before taking effect. You can cancel the removal at any time during that window.
Monitoring Your Usage
On the Withdrawal Limits settings page, you can view your current usage for the last 24 hours and last 30 days, your remaining headroom for each period, when your usage resets, and any pending limit changes.
Why Set a Custom Limit?
Setting a personal withdrawal limit caps how much can be withdrawn from your account within a given period. If your account is ever compromised, this limits the exposure even if someone gets past your password and two-factor authentication. Raising or removing a limit requires a 3-day waiting period, giving you time to detect and cancel any unauthorized change before it takes effect.
You will receive email notifications whenever a withdrawal limit is set, changed, scheduled, or cancelled.
Check the Rates and Withdrawal Terms page for additional information.